Protect your rights
Generally, injuries occurring while an employee is at work is covered under Workers' Compensation. State laws require that your employer, or your employer's insurance company, compensate you for injuries that occur while you are working.
If you have suffered injury, illness, or permanent disability while on the job, we are here for you.
has experience advocating on behalf of our clients despite an employer's pressure to avoid liability. Whether taking on a large publicly traded corporation or a local business enterprise, BLG is poised to protect the rights of our clients amidst working to earn a living. If you or someone you know needs guidance in your rights as an employee, give us a call today.
What to do if injured at work
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Report the injury to the employer immediately.
Get immediate medical assitance if necessary.
Notify your employer in writing no later than 4 days after the injury.
Things Covered
Top injury types
Overexertion
Lifting, pulling, pushing or throwing something, that caused an injury where a muscle is pulled, or a joint is forced to move beyond its typical range of motion. This is most commonly seen in physical labor jobs and police officers.
Slip & Fall
Injuries casued as a result of slipping on wet surfaces or falling on icy walkways. Also common are falls off a ladder or roof.
Bodily Reaction
A bodily reaction injury occurs from tripping or slipping while tyring to avoid falling. Twisted joint, sprained ankle, other.
Objects
Struck by a falling object or falling or physically being forced into a stationary object.
Repetitive Motion
Injuries from doing the same motions over and over. Tendonitis, carpal tunnel, and bursitis.
Workplace Violence
Workplace homicides, shootings, and other acts of violence.
What is covered?
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Weekly Benefits: While you are temporarily or totally disabled and unable to work, workers comp supplement your income so that you are able to continue with your life.
Remember, this is an insurance purchased by employers for the coverage of employment-related injuries and illnesses.
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Medical Expenses:Workers' Comp does pay hospital and medical expenses hat are necessary to diagnose and treat your injury.
It also provides disability payments while you are unable to work (typically, about two-thirds of your regular salary), and may pay for rehabilitation, retraining, and other benefits as well.
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On-the-Job Injuries:Workmans' comp, covers most, but not all, on-the-job injuries. The workers' compensation system is designed to provide benefits to injured workers, even if an injury is caused by the employer's or employee's carelessness.
But there are some limits. Generally, injuries that happen because an employee is intoxicated or using illegal drugs are not covered by workers' compensation. Coverage may also be denied in situations involving:
1. Self-inflicted injuries (including those caused by a person who starts a fight)
2. Injuries suffered while a worker was committing a serious crime
3. Injuries suffered while an employee was not on the job
4. Injuries suffered when an employee's conduct violated company policy
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Long-term problems:Your injury need not be caused by an accident—such as a fall from a ladder—to be covered by workers' compensation.
Workers can receive compensation for injuries that are caused by overuse or misuse over a long period of time. For example:
1. Repetitive stress injuries such as carpal tunnel syndrome
2. Chronic back problems
You may also be compensated for some illnesses and diseases that are the gradual result of work conditions, such as:
3. Heart conditions
4. Lung disease
5. Stress-related digestive problems
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Non workplace injury:As long as your injury is job-related, it's covered. For example, you will be covered if you are injured while traveling on business, doing a work-related errand, or even attending a required business-related social function.
